Medical Plans

The PPO plan offers you the freedom to go in and out of the network for care. You may use a PPO provider whose negotiated rates provide richer levels of benefits, with claim forms filed by the provider. You may also obtain services outside the PPO network; however, you will incur higher out of pocket expenses and you are responsible for filing claims.

The PPO plan offers you the freedom to go in and out of the network for care. You may use a PPO provider whose negotiated rates provide richer levels of benefits, with claim forms filed by the provider. You may also obtain services outside the PPO network; however, you will incur higher out of pocket expenses and you are responsible for filing claims.

The Core PPO provides you freedom to go in and out of network. To supplement this medical plan, you will have an optional tax-exempt account known as a Health Reimbursement Account (HRA), in which you can accumulate savings to pay medical expenses that make up your deductible and additional qualified health care costs.

Kaiser utilizes an integrated managed care approach where most services such as office visits, diagnostic x-ray, lab and pharmacy services can be found at each facility. Under either of these plans, all of your care must be directed through a Kaiser provider. You will receive benefits only if you use the Kaiser doctors, clinics and hospitals.